Aerial view of Buenos Aires and the Obelisco

Nota

Xoom ofrece ahora un tipo de cambio mejor que el del dolar blue

![](/wp-media/2012/04/xoom-money-transfer.jpg «Xoom ofrece el mejor tipo de cambio para Argentina»)

ACTUALIZACIÓN (17/12/15): Esta información ya no es válida, ya que el Gobierno ha eliminado el dolar blue.

Lo sé, lo sé… Hemos publicado muchos artículos sobre cómo utilizar [Xoom](https://discoverbuenosaires.com/go/xoom «Envio de dinero con Xoom a Argentina») para [enviar dinero a Argentina](https://discoverbuenosaires.com/es/send-money-argentina/ «Enviar dinero a Argentina») (y [aquí](https://discoverbuenosaires.com/money-transfer-argentina «Envio de dinero con Xoom a Argentina»)), pero hoy ofrecen un tipo de cambio de 6,0213 ARS por 1 USD, algo sobre lo que teníamos que escribir. ¡Ahora es mejor que el [tipo de cambio del dolar blue](http://www.ambito.com/economia/mercados/dolar.asp «Tipo de cambio del dólar en el mercado azul de Argentina») de 5,93 ARS!

Esto también significa que, si utilizas tu tarjeta de débito en Argentina para sacar efectivo o utilizas tu tarjeta de credito estadounidense (incluso sin comisiones por transacciones en el extranjero), ¡podrías estar perdiendo hasta un 33 %! ¿Cómo es eso, te preguntarás?

Pues bien, tus tarjetas de débito o de credito solo te aplicarán el tipo de cambio estándar, que actualmente es de 4,50 ARS por dólar. Si lo comparas con Xoom, la diferencia supone una cantidad significativa de dinero. Por ejemplo, si gastas 2999 dólares estadounidenses con tus tarjetas de credito o mediante retiradas en cajeros automaticos, obtendrás 13 495,50 pesos. Con Xoom, obtendrás 18 057,95 pesos. Seguro que se te ocurre algo que hacer con 4.562 pesos extra.

– Si utilizas mi [enlace de Xoom](https://discoverbuenosaires.com/go/xoom «Transferir dinero a Argentina»), recibirás una tarjeta regalo de Amazon de 15 $ y yo también. Otra forma de maximizar tu ahorro.

ACTUALIZACIÓN: Aunque Xoom solo opera en EE. UU., puedes [utilizar Azimo para transferir dinero desde el Reino Unido a Argentina](https://discoverbuenosaires.com/es/send-money-uk-argentina/ «Enviar dinero del Reino Unido a Argentina») al dolar blue. Xoom ofrece un tipo ligeramente inferior al del dolar blue, pero lo actualiza con bastante frecuencia para mantenerse al día.

Comentarios de lectores

Stefa19/06/2012
Moving back to BA in October. I lived there for a year in 2008. Xoom looks like a really great idea. Do you have recommendations of banks to open an account with down there? What type of information is usually needed to open and account?
Also, regarding the changes in tourist visas (last time I did the 100 peso extension... then just paid the 50 peso exit fee) Any news on the likely hood of more serious consequences for overstaying and simply paying the new 300 at airport? Looking to stay another year. Thanks for all the great information you are providing here!
DaVe19/06/2012
To open a bank account in Argentina, you need to have a DNI. Since a lot of people just come on a tourist visa, this is really not an option. You do not need a bank account to use Xoom though. You can pick up the cash at More Money&#039s location on Libertad.
No problems on paying the $300 peso exit fee. I know a lot of people who have done that many times. It&#039s actually even better than heading to Colonia to get another 90 days.
Runjan11/01/2013
I've heard that you can no longer pick up Zoom transactions at the Libertad location. Does anyone have any experience with that? I'm flying to Buenos Aires this weekend and was hoping to use it.
Thanks!
DaVe12/01/2013
Libertad works fine. Not sure where you heard that. Thanks.
doitinspanish19/06/2012
I use this to pay freelancers, and they&#039re happier than ever, since they used to receive a 4.30 ARS exchange rate from Western Union.
Question: how do people get those coupons to waive the fees?
DaVe19/06/2012
Yeah, this has been especially great for that as well. Try Googling "Xoom coupon codes." The ones I knew have expired, but I found a few others.
doitinspanish19/06/2012
Also, SWINM is making a nice return by sending money on PayPal to a US account, in dollars, but paying in pesos at the official rate with an Argentine debit card. Buying USD @ 4.51 + commissions, selling them at over $6 in Xoom. Free money
DaVe19/06/2012
Yep, I wrote a bit about this in another post. You can make some easy money doing this. If you use a rewards credit card you can actually get the miles too...
doitinspanish19/06/2012
speedmay and cruz aren&#039t working anymore. source?
Nick03/09/2012
How do I do this if I dont have a US account/credit card?
DaVe03/09/2012
Unfortunately, it is limited to US account holders. I have not seen a similar service (yet) for any other countries.
antonio04/09/2012
it is possible using the Xoom service sending money in Euro from a bank account in Europe (paying with a credit-debit card) in Argentina (using the cash pickup service in Buenos Aires)?
I&#039ve to transfer my euros from italy to Buenos Aires.
I&#039ll wait your answer or tips.
Thank you anyway for your time.
regards
DaVe04/09/2012
Unfortunately no. Xoom only works for US addresses (bank or credit card). There are exchange houses on Florida Street, but you need to be a bit more adventurous to use those.
Jon01/11/2012
Hi Dave, Does the name on the bank/credit card need to be the same for the recipient? would a US prepaid credit card work with Xoom?
Jon15/10/2012
Hi Antonio,
Did you figure out any good way to transfer euros at market rate or blue rate reducing transfer fees. I see there is a blue rate or was at least when this article was written. (http://www.cronista.com/contenidos/2012/05/23/noticia_0012.html)
thanks
Jon
Ralph15/09/2012
Can you use Xoom if you are a US tourist? We will be in BA for a month this December.
DaVe15/09/2012
Definitely. This is one of the best ways to maximize your money. You can do the transfer just before coming and then go and pick it up with a passport. The only thing to be careful of is that you do not take out more than you plan to spend as it may be difficult to get dollars back.
ralphcarlson30/11/2012
Can you also do the transfer while you are in Argentina and then pick up later in the day?
Vinx24/10/2012
Xoom permits to send money from Argentina to an EU account? IF not, do you know a viable method to send money overseas from Argentina? (not using normal bank transactions, they costs too much and they are very limited)
DaVe24/10/2012
Sorry, Xoom requires a US bank account or credit/debit card. The only solution I have seen for other countries is possibly using Bitcoin. Check out this post http://thebluemarket.wordpress.com/2012/10/18/bit... though I would do some more research on that first as this is the very first post on a new blog and it&#039s not clear how legit this is at the moment.
sue25/10/2012
thanks for this information! i am traveling to BA next month and this is super helpful! i&#039ve read online that money can be picked up at the More location in Recoleta at Libertad 1057? but i can&#039t seem to find that particular location on the xoom website (any help on this?)
also, how much money do you recommend exchanging (per person) for each day we are staying in BA? have been reading that it&#039s better not to over-exchange but don&#039t really have an idea on what would be a good amount. thought?
DaVe McComb25/10/2012
That location is there, but it&#039s in Retiro not Recoleta. The address is Libertad 1057.
How much money really depends on what you plan to do and where you plan to go. Dining out at nice restaurants with drinks will be at least 300 pesos for two. Taxis in the city $30 pesos to $80 pesos. You can also go more budget and spend less of course. I&#039d say plan to spend half of what you&#039d spend in NYC and 3/4 of what you&#039d spend anywhere else. And yes, it may be difficult to get rid of those pesos at the end. Some suggestions for extra pesos are paying a percentage of the hotel bill in cash, tips, taxi to airport, etc.
Pema29/10/2012
Hi Dave. Thanks for the great info. I clicked through your link and joined. As a tourist in BA, I see that Xoom is asking me, the recipient, for my Argentine address. I'm here only 10 days. Should I use my ten-day temporary BA address? Is that legit, even though I have no "proof of address"? It seems the only way to progress to the next screens, but I don't want to jinx myself out of the gate.
Thanks,
Pema
DaVe29/10/2012
Yep, just use your temporary address. Lots of people use their hotel address with no problem.
Kirstin03/11/2012
We've used the xoom transfer twice since arriving to BA in early October for extended travel. The 5.7 and 6.1 pesos to the dollar couldn't be beat.
Both times there was a bit of a run around. Time #1- I transferred the funds from my name to my husband's name. It took about a day and a skype call to Xoom resolved delay and pushed the transfer through. Time #2- I transferred again to my husband but got an email that there was a problem with the transfer. I called in via skype and was told that if I was in country that I needed to make the transfer to myself. The transfer to hubby was cancelled, but I made the transfer to myself and it went through quickly.
The More office on La Libertad is getting popular with a bit of a wait at certain times.
We did get the $25 gift card on Amazon (and hopefully you did too, Dave) and all in all a great experience. Thanks for the good advice.
Next item I need help with: Where should we watch the US election results come in on Tuesday?
DaVe03/11/2012
I'm glad that it worked out. That's interesting about needing to send it to your own name rather than your husband. I have gotten a number of Amazon gift cards too, but unfortunately do not know who they were from. Glad to hear that you got your as well.
I think Sugar Bar in Palermo will be showing the elections. I'm not sure where else is, but I'll see if I can find more info.
Kirstin McCarthy04/11/2012
Thanks, Dave. Sugar bar is our go to option right now, so good to have confirmation!
Matt21/11/2012
I just tried to use Xoom to send money to myself but like Kristen I had a run aroiund and it was cancelled. In my case the problem is I am not in a major city and of the 64 locations listed by Xoom in Argentina, none are here (Catamarca). I tried sending to a friend's bank account, but no go. I imagine that they have a legit reason for discouraging this (possible money laundering!), but disappointed now that I've run out of dollars.
Going to the ATM now is going to be extra painful.